Looking to own a home?

Habitat partners with qualified, low-income families to provide opportunities for affordable homeownership. Many families are surprised to learn they can own their own home by partnering with Habitat. It takes hard-work and determination, but the reward is life-changing.

Why buy with Habitat?

  • Zero-percent interest mortgage with affordable monthly payments set at 30% of your household income
  • Homebuyer education classes prepare you for the responsibilities of homeownership
  • Post-purchase support provides maintenance advice, resources, and opportunities to connect with your community

Are You Eligible?

You may be if...

  • You’ve lived in the Fostoria area for at least one year.
  • You meet our income eligibility guidelines.
  • You haven’t owned a home during the past three years (waived for U.S. military members and veterans; owners of manufactured homes are eligible).

There are three requirements to apply for a Habitat home.

  1. Your current housing situation must be substandard as defined in our application.
  2. Your family’s gross income (before taxes) must be below the 80% HUD Income Guideline of Family GROSS INCOME according to Family Size.
  3. You must be willing to partner with Habitat and provide 250-500 hours of “sweat equity” (volunteer hours) to the organization.
Family SizeMinimum IncomeMaximum Income
113,70036,500
217,24041,700
321,72046,900
426,20052,100
530,68056,300
635,16060,450
739,64064,650
843,00068,800

Ready to take the next step?

Mailing Address: PO Box 607, Fostoria, OH 44830
Physical address: 339 Sandusky St, Fostoria, OH 44830
Phone: 419.435.2844
Email: info@fostoriahabitat.org
Local ReStore Location: 1200 Commerce Pkwy, Findlay, OH 45840 – 419.429.1400
Partner Agency